Attention homeowners in New Buffalo and Berrien County: Get an Appraisal today!
Check out the top 7 reasons Michigan homeowners hire Kennedy Appraisals:
At Kennedy Appraisals, we understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Kennedy Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenging a property tax assessmentLet's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Kennedy Appraisals is your perfect weapon when contesting your property tax assessment.
Need to cancel PMI?An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping consumers just like you do away with unneeded PMI insurance.
HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Kennedy Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Kennedy Appraisals offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.